David Letterman’s Top 10 list can give you some late night laughs. But if you’re up late at night, far from laughing because you’re in deep-worry mode over the crashing economy that is taking you with it, Union Plus has a Top 10 list of ways to deal with financial upheaval.
1. Pay down your debt. The more you owe, the more vulnerable you are. To pay off credit cards and other debt faster, consider cutting back on your spending. Go to www.uniondebthelp.org for tips on putting together a plan to dig yourself out of debt.
2. Don’t sink deeper into financial holes. The Union Plus Credit Counseling program offers a free credit counseling session, budget analysis and advice to help get your finances on a firmer footing.