McCain’s Health Care Plan: Higher Taxes, Less Coverage
In a time of uncertainty and economic risk, people are more and more concerned about whether they’ll be covered in the event of a medical problem. As we’ve seen from the responses to the AFL-CIO’s 2008 Health Care for America Survey, those of you who have secure health care through your jobs know how lucky you are—and those whose employers have cut health care benefits are facing serious challenges.
Mary Anne, in Greenfield, Wis., has seen this dynamic firsthand:
As the Benefit Administrator in a mid-sized organization for many years, I have seen health insurance issues balloon into a truly ugly monster. Today, health insurance premiums are second only to wages in employer expenses. The premium costs to employers has skyrocketed, which in turn, has caused employers to pass on those huge increases to their employees by having the employee pay a percentage of the monthly cost. Not only have premiums increased dramatically, the benefits have decreased. Now employees must pay out-of-pocket expenses which can run into the thousands. These are the best-case scenarios. These are the lucky folks. I know many Americans who can afford little or no health insurance; they work; they have jobs, but are not covered by their employer. We need a change and soon.